As the United States hits its historic America 250 milestone, millions of Americans are gearing up to celebrate the 250th anniversary of Independence Day. Because July 4th falls on a Saturday this year, the federal holiday schedule creates a unique three-day weekend. Many workplaces and institutions are observing the holiday on Friday, July 3rd, while others will close on Saturday, July 4th. To help you plan your holiday errands and avoid unnecessary delays, here is a complete breakdown of what is open and closed across the nation.
Government Offices, Banks, and Financial Markets
Since Independence Day is a designated federal holiday, all essential public institutions and government services will experience closures over the holiday weekend:
- Government Buildings: Federal, state, county, and city government offices, alongside federal courts, are completely closed.
- The Post Office (USPS): The U.S. Postal Service will be closed on Saturday, July 4th. There will be no regular residential or business mail deliveries, though regular operations resume on Monday.
- Major Banks: Wall Street and major banking institutions like JPMorgan Chase, Bank of America, and Wells Fargo will keep their physical branches closed on Saturday, July 4th. However, online banking, mobile apps, and local ATMs will remain fully functional.
- Stock Markets: Financial markets, including the New York Stock Exchange (NYSE) and Nasdaq, observe the holiday early on Friday, July 3rd. Trading is completely halted until Monday morning.
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Shipping and Delivery Services: UPS and FedEx Schedules
If you are expecting urgent packages or planning to ship items over the holiday weekend, private courier networks will operate on highly modified schedules:
- UPS: On Saturday, July 4th, UPS will completely halt standard pickup and delivery services. Physical UPS Store locations may also feature modified hours or complete closures depending on the area.
- FedEx: Similar to its competitors, FedEx will suspend standard ground and express delivery services on Saturday, July 4th. Regular operations and package pickups will resume normally early next week.
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Retail Stores and Supermarkets: The Big Exception
While public services pause operations, the vast majority of consumer-facing big-box retailers, grocery stores, and restaurants will remain open to accommodate last-minute backyard barbecue runs and holiday shopping. Major chains like Walmart, Target, Home Depot, Lowe's, and regional supermarkets (like Kroger and Publix) will operate under standard or slightly reduced holiday hours.
However, there is one massive exception that shoppers need to keep in mind: Costco is completely closed on Saturday, July 4th. The wholesale club observes Independence Day as one of its seven annual paid holidays, meaning no warehouse locations will be open. Other specialty retailers like Trader Joe's, Whole Foods, and Macy's will be open but may close their doors early on Saturday evening.
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Quick Summary of Holiday Closures:
- Closed on July 4th: Post offices (USPS), bank branches, federal and state government offices, and Costco warehouses.
- Open on July 4th: Walmart, Target, major supermarkets, fast-food chains, gas stations, and online banking systems.
- Stock Market Status: Completely closed on Friday, July 3rd, in observance of the weekend holiday.
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